Clear accounts and thick chocolate, does this expression sound familiar to you? In reality, it means that a topic is going to be dealt with clearly, without beating around the bush, and that is precisely what we at ruralvía want to offer with My Finances. Having all your expenses and income in one tool will help you to see, with lucidity, the options for change to improve your financial capacity .
In My Finances you will have, at a glance, the distribution of your income in relation to your expenses with graphics and in a very intuitive way, so that you understand it in a matter of seconds.
In addition, you will have more details to see how your income viber data and expenses have evolved in recent months. With these graphs, it will be easier for you to analyze whether the decisions you have made recently , with the aim of improving your savings, are working or, on the contrary, they are not working as you expected and you must make different decisions.
Typically, the graphs that My Finances shows you by default are from the last month . At any time, you will have the possibility to see the results by month, by quarter, or the time period that interests you most at that moment. In addition, expenses and income will be automatically differentiated by categories, such as Leisure, Health, Transport, Travel, etc., and the client will be able to create their own categories to analyze their expenses and income in a more personalized way.
There are those who say that one way to spend less is to carry cash and avoid paying by card, or other systems such as Apple Pay, Samsung Pay, Google Pay or ruralvía pay . The truth is that this will depend on the person and the real commitment they have with their savings . In fact, to check how you are in this regard, in My Finances you will have the possibility to create Savings Goals , with a specific objective that you will decide, such as the next trip, the name of the master's degree you want to study... Each savings goal in My Finances will include a description that you will have to complete, assign a category to which this goal belongs, the account to which you associate this goal, how much you want to save for this goal, the initial amount you want to allocate, the monthly contribution you want to automate, as well as the start and end date of the goal. In addition, you can modify the savings goal that you have already created or even delete it.
Being able to see the movements in detail over a specific period of time will be very useful for detecting specific peaks, whether in expenses or income . And also the forecast of expenses or income that you will assume in your accounts, since My Finances provides you with future predictions that you can find identified, also, in the Calendar, Evolution of Income and Expenses sections, and also in the End of Month Balance. Of course, as a client and user of ruralvía, you will be able to create your own future expenses that will be part of the expected movements of your finances.