Invest little by little with regular contributions
Posted: Mon Jan 27, 2025 3:07 am
Features of these automated managers
A good robo advisor must meet the following characteristics:
Automation . This is the main advantage of these platforms. Therefore, the more automated they are in all processes, the better. Online, you must be able to take a test to assess your risk profile and depending on what it is, the robo advisor will offer you a portfolio appropriate to your characteristics. From there, after making the deposit, everything must be automatic. Some even allow you to optimize taxation on withdrawals and adjustments.
Low cost . One of the characteristics and advantages of robo advisors is their low cost. It is estimated that they are a third cheaper than traditional services. In addition, the fees are usually lower than investing in actively managed funds.
Accessible from low capitals. Anyone can invest with low amounts through these platforms.
The origin of this type of investment can be found in line data the United States, in 2008. Specifically, the first robo advisor to obtain permission from the American regulator was Wealthfront. Six years later they would arrive in Spain, with the approval of Feelcapital as an EAF by the CNMV. Currently, some of the robo advisors available in Spain are Indexa Capital, Finizens, Inbestme, Finanbest or Micappital.
In our country, these platforms are not yet very well established, but significant growth is expected in the short to medium term.
If you are determined to increase your investments and you find investment funds attractive, you may find the automatic investment formula that we have created with Gescooperativo, Sociedad Gestora de Instituciones de Inversión Colectiva del Grupo de Cajas Rurales , interesting . Thanks to it, you will be able to make contributions to the investment fund of your choice and with the frequency you wish, from just 30 euros per month.
To decide whether Gescooperativo's automatic investment formula is of interest to you, we encourage you to use this investment fund simulator . You choose your risk profile, the amount you want to invest initially, how much you will contribute periodically, how often and the investment period and we automatically show you how much your capital could amount to based on an expected return. Remember that, at all times, neither the invested capital nor the return are guaranteed, since the Funds can generate losses.
A good robo advisor must meet the following characteristics:
Automation . This is the main advantage of these platforms. Therefore, the more automated they are in all processes, the better. Online, you must be able to take a test to assess your risk profile and depending on what it is, the robo advisor will offer you a portfolio appropriate to your characteristics. From there, after making the deposit, everything must be automatic. Some even allow you to optimize taxation on withdrawals and adjustments.
Low cost . One of the characteristics and advantages of robo advisors is their low cost. It is estimated that they are a third cheaper than traditional services. In addition, the fees are usually lower than investing in actively managed funds.
Accessible from low capitals. Anyone can invest with low amounts through these platforms.
The origin of this type of investment can be found in line data the United States, in 2008. Specifically, the first robo advisor to obtain permission from the American regulator was Wealthfront. Six years later they would arrive in Spain, with the approval of Feelcapital as an EAF by the CNMV. Currently, some of the robo advisors available in Spain are Indexa Capital, Finizens, Inbestme, Finanbest or Micappital.
In our country, these platforms are not yet very well established, but significant growth is expected in the short to medium term.
If you are determined to increase your investments and you find investment funds attractive, you may find the automatic investment formula that we have created with Gescooperativo, Sociedad Gestora de Instituciones de Inversión Colectiva del Grupo de Cajas Rurales , interesting . Thanks to it, you will be able to make contributions to the investment fund of your choice and with the frequency you wish, from just 30 euros per month.
To decide whether Gescooperativo's automatic investment formula is of interest to you, we encourage you to use this investment fund simulator . You choose your risk profile, the amount you want to invest initially, how much you will contribute periodically, how often and the investment period and we automatically show you how much your capital could amount to based on an expected return. Remember that, at all times, neither the invested capital nor the return are guaranteed, since the Funds can generate losses.