About the profiles and types of investments

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Brazilians have increasingly sought to be aware of financial and investment issues.

With the popularization of YouTube channels and influencers focused on this niche, it is now much easier, for example, to discover your investor profile. Or what the best type of investment is, according to your income or goals.

Between July 2021 and June 2022, B3, Brazil's stock vp safety email database exchange, revealed that it gained around 1.25 million new investors , a jump of 40%, bringing the total to 4.40 million people.

Is this your case too? If not, in this post we will bring you some relevant information so you can learn a little more about the investment market.

Check it out!

Find out what your investor profile is
To know how to invest, you must first understand what your investor profile is. At an investment brokerage or even online, it is easy to take a test to find out yours.

The three main investor profiles are: conservative, moderate and bold or aggressive.

Conservative
If you know little or nothing about the investment market, your profile should be conservative.

This investor profile is one who likes to “preserve” their money. Literally. The conservative investor does not take much risk when investing and prefers fixed income investments with long-term redemption, such as CDBs and Tesouro Direto.

Many conservatives invest as an alternative to savings, which usually yield less than inflation, as a cash reserve, or even a private pension to be used in the future, as a complement to their regular retirement.

Moderate
If you already have a good knowledge of the investment market, but not as much as an expert, perhaps your profile fits as moderate.

Moderate investors are a mix of conservative and bold: they already take greater risk, but also have a portfolio with longer-term investments.

Your portfolio combines shares and Real Estate Funds (high-risk investments) with Treasury Direct (low-risk investment).

Bold or aggressive
Those who are bold or aggressive understand more about the investment market and are not afraid to take risks.

In addition to their experience, they have a larger net worth, so they are safer in case they lose money.
This profile generally invests in stocks, real estate funds and other variable income assets according to the fluctuation of the stock market or the invested company.